Get the right policy at the right price 100% of the time
Naomi Shammas • Customer
Martin Rees • Customer
You deserve comprehensive life insurance at a reasonable cost, so you can gain the same assurances as everyone else: that your family and legacy will be set if something happens to you.
We founded More Than Diabetes after noticing people being treated unfairly by insurance companies. We set out to right this wrong, finding great insurance at competitive prices for people living with diabetes.
Our father and twin son team is here to help you obtain great life insurance-it’s our family looking after yours.
As the only diabetes-specific life insurance broker in the UK, we know who to contact to secure the right cover for your needs. In fact, we’re able to connect 100% of people living with diabetes to a policy.
For over 8 years and 3000+ satisfied clients later, we remain committed to outstanding service-finding you the right policy at the right price.
We’re grateful for the opportunity to serve you, making a real difference for people living with diabetes across the UK.
Customer | 2025
Customer | 2024
I’ve got diabetes, and I tried to get other insurance, but they wouldn’t cover me because of it. Then I saw an ad on Facebook for “More Than Diabetes,” and they specialize in getting quotes for people with diabetes. I’m so glad I contacted them because they found me an insurance plan that gives me and my family peace of mind. Thanks, More Than Diabetes, and especially Luke, who helped me out.
Customer | 2024
Customer | 2024
Very personal process. Kept informed at all stages. Managed to get me cover where I’d failed before. Lower premium and higher protection level than expected. Highly recommended.
Customer | 2024
Absolutely fantastic customer service from Sam, very helpful and knowledgeable over the phone, then continuing to be very patient with our change of dates and needing to update our information. Never hounded me like some companies!
Customer | 2024
Luke was brilliant. He listened to what I wanted and needed and found the right deal for me. I highly recommend them.
Customer | 2024
I am very satisfied with the service and attention that Sam provided. He always got back to me as soon as possible and replied to my queries. In a matter of days I had a policy set up. Would highly recommend!
Customer | 2024
Fill out a 90 second assessment about your diabetes and general health.
You’ll get a call from Luke, Sam or Andy to review your assessment, and discuss your
coverage needs.
We’ll research all options to find the right policy at the right price for you.
Jess has Type 1 Diabetes and 2 young children, she was worried if she passed away, there would not be enough income coming in to help her partner raise them and cover the monthly living costs.
Her concern was she had been declined life insurance in the past due to her diabetes and other medical disclosures, so had little hope she could get insured.
She spoke with Sam, who found her a life insurance policy paying out 5 times her income if she passed away, ensuring her children would be ok, the bonus…he managed to get her accepted within 48 hours, no need for a GP report.
Mark has Type 2 Diabetes and a mortgage, he was worried if he passed away, his wife would not be able to pay the mortgage on her own and could lose the house.
His concern was he had been quoted in the past; however, the price increase for his diabetes was ridiculous and completely unfair, so he was hesitant to try again
He spoke with Luke, who found him a life insurance policy covering his mortgage in full if he passed away, meaning his wife did not have to worry, the good news…he found a price 50% cheaper than any of his other quotes.
No matter what stage your diabetes is in now is the time to establish cover. Lock in a price, gaining peace of mind in a guaranteed payout if something were to happen.
Our Lifetime Pledge promises a full market price review every year, or any time your circumstances change, ensuring you’re always getting the right policy at the right price.
Imagine knowing everything is in place; your family’s future is protected. Hand off the worry so you can live your best possible life with the people you love.
What’s the catch? None! AND OTHER FAQs
You’re guaranteed comprehensive insurance and fast payouts at good prices.
Take the assessment, review the quote, ask questions, and then make your decision.
Every premium is individually quoted. While you may pay more than someone without diabetes, it’s our promise to get you the lowest premium possible for your circumstances.
We have access to multiple diabetes specialist insurance companies who are not on the comparison sites, some of them ask no medical questions and guarantee cover!
Some clients secure coverage in less than 24 hours. If the insurance company wants to speak to your GP, it may take a few weeks. We keep you informed every step of the way.
If you miss a payment don’t worry, most insurance companies will give you a grace period of up to 3 months to make any missed payments back. Speak with us first so we can explain the right steps to take.
Sure you can make changes without penalties or charges. We regularly review your policy, encouraging new terms if your situation changes or if we can find you a better deal.
We do not charge you any fees. As is industry standard, we receive a commission from the product provider, which will be disclosed in your quote.
Get started today. Request your quote by taking the health questionnaire or give us a call.
